50/30/20 Budget Template | Monthly Excel & Google Sheets

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LINK TO THE ULTIMATE 50/30/20 BUDGET

Start your financial journey with confidence using this Monthly 50/30/20 Budget spreadsheet. Designed around the highly recommended 50/30/20 budgeting method, it helps you clearly divide your income into Needs (50%), Wants (30%), and Savings & Debt (20%).
This template is simple, clean, beginner-friendly, and visually appealing—just input your transactions, and the spreadsheet does the rest automatically!

FEATURES

• Works with any currency – simply update one cell
• Fully customizable ratios (use 70/20/10 or any budgeting rule)
• Use one spreadsheet for multiple months by duplicating the 50/30/20 Budget tab
• Smart Calendar works with newly added budget tabs
• BONUS: Goal Tracker for weekly, monthly & yearly goals
• Automatic calculations throughout
• Easy to use and understand
• Beginner-friendly layout
• No unnecessary tabs – only what you need
• Sync across multiple devices
• View your finances clearly with charts & tables

WHAT’S INCLUDED

• 3 Spreadsheet Tabs: 50/30/20 Budget Dashboard, Smart Calendar, Subscription Tracker
• Step-by-step Instructions & Tips
• Sample Spreadsheet with mock data
• 16-Page Quick Start Guide
• Editable in Google Sheets and Microsoft Excel

YOU WILL NEED

• A device with access to Google Sheets or Microsoft Excel
• Google account (if using Google Sheets)
• Microsoft Excel (if using Excel)
• Basic computer knowledge

HOW IT WORKS

Purchase → Instant Download

Download the ZIP file

Open the spreadsheet → Start budgeting!

IMPORTANT NOTES

• Digital download only — no physical product will be shipped
• Due to the digital nature of this item, all sales are final (no refunds)
• For personal use only — redistribution or resale is not allowed
• This template is for informational purposes only and not financial or legal advice

COLOR DISCLAIMER

Colors may vary slightly depending on your screen settings. Every device displays color differently, so please keep this in mind before purchasing.