Easy Monthly Budget Template: Excel & Google Sheets

[Personal Finance Budget Template, Monthly Budget Planner, Income and Expense Tracker, Excel Budget Spreadsheet, Financial Planning Tool, Bill Payment Tracker, Savings and Investment Tracker, Subscription Management Template, Goal Tracking Spreadsheet, and Smart Calendar for Budgeting.]

Effortlessly manage your personal finances with this comprehensive Personal Finance Budget Template. Track your income, expenses, bills, savings, investments, and subscriptions to gain a clear picture of your financial health. Monitor your cash flow, debt payments, and savings progress through an intuitive Monthly Budget Dashboard. Designed for simplicity and clarity, this user-friendly template automates calculations and provides visual insights to help you stay on top of your financial goals.

FEATURES:
• Supports all currencies—set your preferred currency with ease
• Single spreadsheet for all your financial tracking needs
• Fully automated calculations for income, expenses, bills, and more
• Beginner-friendly design with a focus on essential financial categories
• Accessible on any device via Google Sheets or Microsoft Excel
• Visual dashboards and charts for clear financial insights
• Smart Calendar to track bill due dates and paydays
• Subscription Tracker to manage recurring expenses
• Goal Tracker to monitor progress toward financial and personal goals

WHAT’S INCLUDED?
• 4 Spreadsheet Tabs: Monthly Budget Dashboard, Smart Calendar, Subscription Tracker, Bonus Goal Tracker
• Monthly Budget Dashboard: Summarizes income, expenses, bills, debt, savings, and investments with automated calculations
• Smart Calendar: Displays bill due dates and paydays for January 2025, with customizable entries
• Subscription Tracker: Tracks monthly and annual subscriptions (e.g., Netflix, Spotify, Amazon Prime) with renewal dates and costs
• Bonus Goal Tracker: Monitors progress toward financial and personal goals, such as paying off debt or career upskilling
• Sample data pre-filled for easy setup and understanding
• Full instructions and tips for seamless use
• Editable in both Google Sheets and Microsoft Excel

Take control of your finances with this all-in-one budgeting tool, designed to simplify tracking and help you achieve your financial goals!


YOU WILL NEED:

• A device to access Google Sheets or Microsoft Excel
• A Google Account (if editing through Google Sheets)
• Microsoft Excel (if editing through Excel)
• Basic computer knowledge


HOW IT WORKS:

1. Purchase (Instant Download)
2. Download the ZIP file (Access the Template)
3. Open the Spreadsheet (Start Planning!)


SOME THINGS TO NOTE:

• This is a digital download—no physical items will be shipped after purchase.
• All sales are final due to the digital nature of the product. No refunds will be issued. Please contact me with any questions before purchasing.
• Personal use only—you cannot distribute, sell, duplicate, reproduce, or use any part of this product without the author's written consent.
• The contents are informational only—they are not intended as financial, legal, or accounting advice. I am not liable for any harm, damages, losses, claims, or costs related to your use of the documents.

COLOR DISCLAIMER:
The actual color of the spreadsheet may vary due to differences in screen display settings. Phones, tablets, and computers may show colors differently, so please be aware of this when purchasing the template.