50/30/20 Budget Planner, Google Sheets & Excel Monthly Budget Spreadsheet, Paycheck Budget Template,Weekly Budget Tracker,70/20/10 Budgeting

50 30 20 Budget Planner, 50 30 20 Budget Spreadsheet, Google Sheets Budget Template, Personal Monthly Budget Template Excel, Paycheck Budget Template, Budgeting Template, Monthly Expenses Spreadsheet, Budget Spreadsheet, Personal Finance Excel Template

Take control of your finances and start managing your money with intention using this 50/30/20 Budget Spreadsheet. Designed around the popular and effective 50/30/20 budgeting method, this template helps you divide your income into Needs (50%), Wants (30%), and Savings & Debt (20%). It’s simple, clean, and easy to navigate—perfect for beginners or anyone wanting a straightforward budgeting system. Just enter your income and expenses, and all calculations update automatically.

FEATURES

• Works with all currencies — update one cell and you’re ready
• Fully customizable 50/30/20 ratio (also supports the 70/20/10 rule)
• One Budget Spreadsheet that can be duplicated for every month
• BONUS: Goal Tracker Template for weekly, monthly & yearly goals
• Automatic formulas and calculations
• Beginner-friendly and easy to understand
• Clean design with only essential budgeting sections
• Sync across multiple devices using Google Sheets
• Visual charts and tables to better understand your spending

WHAT'S INCLUDED

• One main tab: the 50/30/20 Budget Dashboard
• Complete instructions and helpful tips
• Sample spreadsheet with example data
• 16-page Quick Start Guide
• Fully editable in Google Sheets and Microsoft Excel

YOU WILL NEED

• Any device that supports Google Sheets or Microsoft Excel
• A Google account (for Google Sheets use)
• Microsoft Excel (if editing in Excel)
• Basic computer skills

HOW IT WORKS

Purchase and get instant access

Download the ZIP file containing your Budgeting Template

Open the file in Google Sheets or Excel and begin planning your month

IMPORTANT NOTES

• This is a digital download — no physical product will be shipped
• Due to the digital format, all sales are final (no refunds)
• If you have questions, feel free to message before purchasing
• For personal use only — not for resale, sharing, or distribution
• All content is for general information, not financial, legal, or accounting advice

COLOR DISCLAIMER

Colors may vary slightly based on screen settings and device displays. Please consider this when purchasing.